About Us

Our Roots: It All Starts with Service

12B Capital is a Veteran owned and operated company based in Boise, Idaho. The 12B in our name was inspired by the founder’s MOS while serving in the United States Army. His 12 years of service helped shape our core values.

We have a client first mentality and believe in forming long-term business relationships built on trust. We want to provide you with an experience that will keep you with us as long as you’re in business! We offer a range of solutions for businesses, all designed to help your company reach its potential. Whether you’re looking for working capital or just a way to accept payment, we have you covered. We work closely with each business owner to ensure they are provided with exactly what they need both quickly and at a reasonable cost.

I was so excited to find 12B Capital. They worked with me and helped at every step of the way on my credit card processing and some funding for my business. Phenomenal service coupled with great programs is hard to find.

- Kevin S.

Isaac comes across across as a true professional. He educated me and shared a bit about his business, what sets them apart from their competition (real differentiators). He's doing good things in this community, and using his business as a vehicle to do so. He's been in his industry for awhile now and knows, not only what a business owner is looking for, but more importantly what they need from a merchant services perspective. But, that's only one part of it, they also have the ability to provide capital. He can cut your overhead expenses immediately I highly recommend him to anyone needing to, or if you just want to compare your current provider's costs with his. Give him a call, get on his calendar, and get to know Isaac and see what he can do for your bottom line.

- Ed R.

12B is AWESOME!! We recently needed a large loan ($145,000) quickly. We have excellent personal credit and our business has good credit. However, due to a loss on our previous tax return, we were unable to get financed through our local banks. I spoke with MANY (20+) lenders/brokers who quoted insane rates!!! Isaac stepped in and found us an awesome loan. Not only did Isaac get us what we needed, he was also extremely professional and on the ball throughout the whole process! He even sent me a hand-written Thank You card after funding...nobody does that nowadays!! If you find yourself in a situation that you need funding and can't get it through a traditional bank, DEFINITELY GIVE ISAAC A CALL!!!

- Jason M.