Small Business Financing

Business Funding when you need it

We offer a large range of funding amounts and terms with predictable, fixed payments.

Owning and maintaining a business is no easy task. Ensuring that your business continues to grow may seem impossible at times without access to additional funds. 12B Capital wants to see you succeed and to do that will we provide you with access to funding based on the current cash flow of your business and not years of financial history. Many of our lenders can provide funds in as little as 3 days!

What makes 12B Capital different?

At 12B Capital we are focused on creating long term relationships with our clients, your success is our number one priority! We have partnered with leaders in the industry to provide the best possible solutions for your business. You can complete our online application in seconds and will be contacted by one of our agents in 24 hours or less.

Basic Requirements to Qualify

Your business may qualify if:
  • Monthly gross revenue of $5,000 or more.
  • Your monthly revenue is relatively stable.
  • Your business has been in operation for at least 6 months.
  • Your accounts have not had excessive overdrafts.

How much can I qualify for?

The loan amount will be decided based on your business’s average monthly cash flow. For example, if you need $75,000 we will be looking for an average of $75,000 in deposits over the last 3 months. Typical loans range from as little as $2,500 to as much as $250,000 for your average single location businesses.

Larger volume or multiple location businesses may receive offers up to $750,000. These loans also have an average range of terms from 4 to 24 months. This allows you quick access to the funding you need.

Large funding is also available up to $2,000,000 these come with longer terms but also have different requirements for approval. If this is something you need please ask your agent for more details.

How long does the process take?

Whether we make contact by phone or you apply through the website we are able to provide offers in as little as 24 hours. Once you have accepted an offer you can have the funds in your account in as little as 3 business days.


Find out what you may qualify for here!