Business Funding

We provide access to the working capital you need to keep your business growing.

You have big plans for your business. Let us help you take the next step to realizing them. If funding is holding you back we encourage you to apply for business funding with 12B Capital, your success story starts here!

With 12B Capital you have access to a number of products that can assist you in accomplishing your goals. Below are a few of the options available to you.


This type of funding is based on the gross deposits into your business account each month. They have a set term and daily/weekly payment.

We provide the capital your business needs as quickly and easily as possible. Business Funding through 12B Capital ranges from $5,000 to $1M in capital with a term of 4 to 24 months making them ideal for any small business. No personal collateral is needed and funds can be transferred in as little as 3 business days.


This method allows the business to take an advance on a portion of future credit and debit card sales. MCAs are an alternative to a set daily/weekly payment.

Set daily payments may not work for you if your daily sales fluctuate greatly. This option dedicates a fixed percentage of your card sales daily which can help if you have a down week or month. These also require no personal collateral and funds can be transferred in as little as 3 business days.


Find out what you may qualify for here!